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The AI memory system for African businesses

Your shop.
Your money.
Your memory.

Old merchants kept wisdom in notebooks and memory. ZURIA transforms that ancient rhythm into living intelligence — a digital accountant, business advisor, debt tracker, and sales engine in one.

No credit card neededWorks offline6 local languages
🤖

ZURIA Assistant

● Online

Sold rice 3 bags 360
✅ Recorded: 3 bags rice · GHS 360 income Stock: rice updated to 17 bags remaining
Ama owes me 200
✅ Credit sale recorded · GHS 200 owed by Ama Total owed to you: GHS 650
balance
📊 Today · Ama Stores Income: GHS 560 Expenses: GHS 80 Profit: GHS 480 🟢 Stock alert: Groundnut oil running low!

17+

Transaction types tracked

6

Local languages supported

100%

Offline capable

< 30s

Time to first record

Platform capabilities

Built around real business behaviour.

No ledgers. No training. No spreadsheet face. Just memory, clarity, and action — in the language your business already speaks.

Core

Chat-native recording

Type "Sold rice 120" on WhatsApp or Telegram and ZURIA understands instantly. No forms, no training, no accountant needed.

PWA

Fully offline-capable

Lost signal at Makola? Record sales anyway. Everything syncs automatically when you're back online.

Finance

Credit & debt memory

Track every customer who owes you, every payment received, and every outstanding balance — all in one place.

Insights

Live business dashboard

Sales, expenses, profit, and warnings displayed in a single calm view. Always know how today is going.

AI

AI-powered summaries

Business memory that learns your daily rhythm and surfaces the numbers that matter — without forcing accounting habits.

Security

Enterprise-grade security

Phone authentication, end-to-end Firestore security rules, PIN protection, and encrypted cloud sync from day one.

Why ZURIA dominates

Features that create an unbeatable moat.

ZURIA is not accounting software, an inventory app, or a bookkeeping tool. That market is crowded. ZURIA is the AI memory system for African businesses.

Business Memory

ZURIA remembers your suppliers, customer debts, seasonal sales patterns, spending habits, peak days, and repeat buyers. Not bookkeeping. Memory.

Kofi always buys on FridaysGroundnut oil spikes before school termsAma still owes from last month

Local Language AI

Voice input in Twi, Ga, Hausa, Ewe, and Fante. "Kofi took bread and owes me 50 cedis." ZURIA parses automatically. That's billion-cedi territory in Africa.

TwiGaHausaEweFanteEnglish

Offline-First Engine

Most African SME software fails here. ZURIA works offline, syncs later, and survives poor connectivity. This is a major trust differentiator.

Record at Makola with no signalAuto-sync when back onlineNever lose a transaction

AI Business Coach

Daily intelligence that makes ZURIA feel alive. Not just a recorder — an advisor that knows your business as well as you do.

Expenses increased 24% this weekRice sales rise every FridayRecover Ama's debt before month-end

WhatsApp & Telegram Commerce

Most SMEs live inside chat apps. ZURIA works on both WhatsApp and Telegram — a full business operating system. Record, query, and get reports without opening an app.

"Sold 3 Coke 45 cedis cash""Who owes me?""Monthly report"

Multi-Branch Intelligence

Enterprise users get branch management, consolidated analytics, and AI that compares performance across locations — like a mini SAP for African SMEs.

Branch A vs Branch BWhich location wastes most?Regional revenue dashboard
Three simple steps

Up and running in under 2 minutes.

01

Sign in with phone & PIN

No email, no password. Your Ghanaian phone number and a 4-digit PIN — the same one used on WhatsApp and Telegram. You're in within 30 seconds.

02

Record in plain language

Type exactly how you think: "Sold rice 120", "Ama owes me 200", "Paid ECG 80". ZURIA does the rest.

03

Watch your business grow

Daily summaries, profit trends, stock alerts, and credit tracking all update live — no manual work.

Live dashboard

One screen.
Every number.

Your daily sales, expenses, profit, debt summary, stock alerts, and business health score — all updating live as you record. No manual calculation required.

  • Profit vs expense breakdown for today
  • Low-stock alerts before you run out
  • Which customers owe you the most
  • 7-day sales trend chart

Ama Stores — Today

Healthy

GHS 1,240

Today's income

GHS 380

Expenses

12

Stock items tracked

GHS 650

Outstanding debts

Health score

78/100 — Very good! Keep it up 🌟

Transparent pricing

Start free. Scale as you grow.

Every plan includes our core AI memory engine. Paid plans unlock intelligence, automation, and strategic insight — not just more messages.

Pay annually and get 2 months free — save up to GHS 400/year
Always Free

Starter Ledger

Start your business memory today

Free

Market women · Kiosks · Solo hustlers

15 smart AI entries per day
1 business account
60-day history
  • Voice & text transaction recording
  • AI transaction parsing in 6 local languages
  • Sales, expense & debt logging
  • Simple debt tracking
  • Daily business summary
  • Weekly SMS-style report
  • Basic business health score
  • Low-stock alerts
  • Offline-first — works without internet
  • WhatsApp PIN security
Most Popular

ZURIA Growth

Your digital shop assistant

GHS 25/mo

or GHS 250/year (save GHS 50)

Small shops · Salons · MoMo vendors · Food vendors

500 AI entries per month
Unlimited voice notes
  • Everything in Starter Ledger
  • Smart transaction categorization
  • Auto debt reminders via WhatsApp
  • AI-generated sales insights in local language
  • AI business tips daily
  • Monthly profit reports
  • Expense analysis & breakdown
  • Top-selling products report
  • Customer debt summaries
  • Inventory tracking & restock predictions
  • Low-stock forecasting
  • Multi-device sync
  • Export to PDF/Excel
  • WhatsApp daily summaries
  • Custom business name & branding
Best Value

ZURIA Pro

The African SME operating system

GHS 70/mo

or GHS 700/year (save GHS 140)

Pharmacies · Restaurants · Hardware shops · Distributors

Unlimited AI entries
All features unlocked
  • Everything in Growth
  • AI detects unusual spending patterns
  • AI cash-flow forecasting
  • Predictive business health scoring
  • AI profit leakage detection
  • AI recommendations engine
  • Staff accounts & employee permissions
  • Activity logs & staff sales tracking
  • Advanced analytics dashboard
  • Profit trends & peak sales hours
  • Expense heatmaps
  • Debt recovery probability scoring
  • Customer purchase history & insights
  • Loyal customer tracking
  • Auto-generated invoices
  • Smart recurring reminders
  • Scheduled reports
  • AI business coach (on-demand advice)
  • Biometric login & cloud backup priority
Full Power

ZURIA Enterprise

Commercial intelligence infrastructure

GHS 200/mo

or GHS 2000/year (save GHS 400)

Large retailers · Chains · Distributors · Wholesalers · Franchises

Unlimited everything
Multi-branch ready
API access
  • Everything in Pro
  • Multi-branch management
  • Consolidated analytics & regional dashboards
  • Branch comparison AI
  • Executive KPI dashboards
  • AI growth forecasting
  • Business valuation estimates
  • Expansion recommendations
  • Supplier & purchase order management
  • Bulk stock intelligence & supplier debt tracking
  • Cash-flow simulations
  • Tax estimation & audit logs
  • Ask AI anything — "Why are profits down?"
  • Unlimited staff & department roles
  • Approval systems
  • POS, MoMo & bank integrations
  • Dedicated support & onboarding
  • Data migration service
💳

Pay securely via Paystack

Ghana's most trusted payment platform. Your subscription activates instantly — no waiting, no manual steps.

📱

Mobile Money

MTN, Telecel, AirtelTigo, Vodafone

💳

Bank Card

Visa or Mastercard

🏦

Bank Transfer

Any Ghanaian bank account

1

Click a plan button above — a secure Paystack checkout opens in your browser

2

Select MoMo, card, or bank transfer and complete the payment

3

Your subscription activates automatically — no codes to type, no waiting

Made for your business.

ZURIA speaks the language of Ghanaian traders, shopkeepers, service providers, and market vendors.

🛒

Provision Stores

💇

Salons & Barbers

🍲

Restaurants

💊

Pharmacies

🔧

Spare Parts

🧴

Cosmetics

📱

MoMo Agents

🏗️

Hardware Shops

Don't see yours? ZURIA works for any business. Start free today.

Ghana first. Built to scale across Africa.

Your shop's memory,
in your pocket.

Join thousands of Ghanaian traders who record their business in seconds and always know exactly where their money stands.

No credit card · No email · No training · Cancel anytime